Discover How to Avoid the 6 Biggest Mistakes Homebuyers Make
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A new report identifying the 6 most common and costly mistakes that homebuyers make when buying a home has just been released.
With significant changes to mortgage regulations over the last few years, your options are wider than ever. Small differences in the way you structure your mortgage, and even subtle changes in the way you approach mortgage shopping, can impact the outcome for you, either costing or saving you literally thousands of dollars and years of expense.
Whether you’re planning to make a move to your next home or are about to buy for the very first time, it’s vital that you inform yourself about the factors involved. Before you commit your hard-earned dollars to monthly mortgage payments, consider these 6 issues. Effective consideration of these important areas can make your payments work much harder for you.
6 Things You Must Know
Before Obtaining a Mortgage
#1 - PRE-APPROVAL
You can, and should, get pre-approved for a mortgage before you go looking for a home
Pre-approval is easy and can give you complete peace of mind when shopping for your home. Your local lending institution can provide you with written pre-approval for you at no cost and no obligation, and be done quite easily over the phone. More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application and a certificate, which guarantees you a mortgage to the specified level when you find the home you're looking for.
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